Among the many interesting reads included in the CotC (see post below) was this by Steve Verdon, Fixing Social Security and Medicare for Good. Steve analyzes a proposal for reform and starts out by listing ten 'viewpoints' he says are held 'all sides of the debate.' He's almost right, as almost everyone would agree with these ten points. And that is why we're in the mess we're in. Let's look at the points from an ethical perspective.
1. Old people should not be allowed to starve to death.
The interesting word here is 'allow,' meaning that if we don't take proactive measures we will be culpable in their starvation. You may argue that current Social Security beneficiaries have been promised their benefits, and therefore they are owed those benefits, but who exactly owes what? And is everyone, everywhere obligated to feed the starving? I don't make enough money to feed very many, myself.
2. Old people should not be deprived of basic medical care.
Absolutely correct. I certainly will not deprive anyone of their medical care. However, I reserve the right to choose if I shall pay for it.
3. Workers should be forced to save for retirement.
If your ethics allow you to force others to do your bidding with their money, you have a very twisted set of ethics.
4. Workers should have basic life and disability insurance.
...and good schools and vacation time and reliable cars and decent clothes, [not to mention good hygiene] and plenty of beer and an ice cream maker, too, except for the lactose intolerant ones. Am I obligated to pay for any of this?
5. Poor people should be given a break.
Absolutely. Everyone else, too.
6. Women and minorities should be treated fairly.
Yup.
7. Social insurance programs should be transparent.
Yes. Good luck with that.
8. Social insurance programs should be efficient.
{Rolling around, laughing, gasping for breath, wiping up the tears} Oh yeah, where were we?
9. Social insurance programs should not bankrupt the next generation.
It might bankrupt us, or not, but it certainly won't make us wealthier, either.
10. Social insurance programs should not destroy the economy.
Steve continues;
These are all completely and entirely reasonable points. Further, most people in the United States are probably going to think the 10 points above are reasonable and should be followed.
Anybody who is serious about reforming Social Security would do well to consider adopting these points. Now if you are on the far left of the spectrum then point 9 means you will have to destroy Social Security...as we know it today.
The proposals in Steve's post are reasonable, and a big improvement over the current system. But these ten points are full of ethical holes, and as long as the majority of people continue to subscribe to these ideas we'll continue to find trouble for ourselves.